I Hate Short Sales-But I Hate Foreclosures More!
Currently 1 out of 10 families are experiencing problems with their Mortgage. If you or someone you love is one of those people, We Can Help!
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Straight Talk
Not in my Market of Ko Olina, Kapolei and the Leeward Coast? Let me know if you would like a Certified Distress Property Expert (CDPE) in your market and I will make arrangements to have an expert in your area contact you.
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Within this website, you will find information to assist you in evaluating a short sale as an alternative path if you currently owe more money on your house than you believe you can sell it for. In "Resources and Forms" you will find some of the actual paperwork that is required in a successful short sale.
I can't imagine an agent would prefer the additional work required to work with a lender on a negotiated short sale transaction. I've yet to come across a distressed owner who is pleased they are needing to seek relief from the bank because they can not keep up with their mortgage payments. I've never worked with a buyer who was excited about the prospect of the uncertainty that a short sale purchase involves, often waiting much longer that it seems logical to find out if they were going to be successful in purchasing a home or not. Short sales are not fun and they are not ideal. What they are is a good solution to a bad situation. So, while I may hate short sales, I hate foreclosures more.
The Mortgage Crisis has affected nearly everyone who owns property. A successful short sale will at least give you the opportunity to start over and have many of the damaging effects of a foreclosure avoided. As a Certified Distressed Property Expert (CDPE), I have dedicated my time and effort to understanding the issues distressed homeowners are dealing with. As a CDPE Professional, I understand the full range of solutions and am ready to help. As an office, Kapolei Realty, Inc., has made the commitment to assist people in this situation. Nearly all of our agents have obtained the elite designation of CDPE and we really can and do help to stop the foreclosure process one family at a time.
Don't Let Time Run Out on You
Of all the things I have learned during my CDPE training, the most disturbing was that 7 out of 10 people proceed through the foreclosure process without ever talking to a real estate professional. Please don't let yourself be one of those people. We understand that it is hard to ask for help, but that is exactly what you need. You really do have some choices and the choices you make will be with you long after the foreclosure process has come and gone. I am not going to say that it will be an easy process for you and I wish I could say that it will be enjoyable. What it will be is a well explained process that you understand after our first consultation and will make all the difference in the world to you if you are able to have a controlled process that resembles a sale of your home versus a foreclosure and eviction.
If you would like to discuss whether or not a short sale may be your best answer to a difficult situation and are located on the Leeward Coast on Oahu, we would be more than happy to arrange a time with you where we can discuss your options. If you are outside of our market place, our office is in touch with an entire network of individuals who are as dedicated as we are to Stop Foreclosures and we will gladly put you in touch with someone in your marketplace who is also a Certified Distress Property Expert and can offer you the same services we provide to guide you though the process. If you would like to give me a call and find someone in your area to talk with, please feel free to do so at (808) 225-3660 or Click Here to send me a note.
Yes it's true. I do hate short sales. We all do. They are a necessary evil in our current mortgage crisis with property values falling below the values of the mortgages. The good news is that there are thousands of people who are in the same situation you might be finding yourself in and that they are getting the assistance they need to solve their own individual crisis. We consider every short sale we complete to be some of the best work we do. They do take time and right now, time may not be your friend. You do have our commitment that if you contact us, we will offer you some straight talk and let you know what we can and can't do and if your circumstances meet the requirements for a successful short sale.
Michael Hege' RA, CDPE
Kapolei Realty, Inc
(808) 225-3660
www.HomesOahuHawaii.com
www.KapoleiToday.com
Of all the things I have learned during my CDPE training, the most disturbing was that 7 out of 10 people proceed through the foreclosure process without ever talking to a real estate professional. Please don't let yourself be one of those people. We understand that it is hard to ask for help, but that is exactly what you need. You really do have some choices and the choices you make will be with you long after the foreclosure process has come and gone. I am not going to say that it will be an easy process for you and I wish I could say that it will be enjoyable. What it will be is a well explained process that you understand after our first consultation and will make all the difference in the world to you if you are able to have a controlled process that resembles a sale of your home versus a foreclosure and eviction.
If you would like to discuss whether or not a short sale may be your best answer to a difficult situation and are located on the Leeward Coast on Oahu, we would be more than happy to arrange a time with you where we can discuss your options. If you are outside of our market place, our office is in touch with an entire network of individuals who are as dedicated as we are to Stop Foreclosures and we will gladly put you in touch with someone in your marketplace who is also a Certified Distress Property Expert and can offer you the same services we provide to guide you though the process. If you would like to give me a call and find someone in your area to talk with, please feel free to do so at (808) 225-3660 or Click Here to send me a note.
Yes it's true. I do hate short sales. We all do. They are a necessary evil in our current mortgage crisis with property values falling below the values of the mortgages. The good news is that there are thousands of people who are in the same situation you might be finding yourself in and that they are getting the assistance they need to solve their own individual crisis. We consider every short sale we complete to be some of the best work we do. They do take time and right now, time may not be your friend. You do have our commitment that if you contact us, we will offer you some straight talk and let you know what we can and can't do and if your circumstances meet the requirements for a successful short sale.
Michael Hege' RA, CDPE
Kapolei Realty, Inc
(808) 225-3660
www.HomesOahuHawaii.com
www.KapoleiToday.com
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